Founded in 1899, Equifax is the largest of the report the credit Cincinnati three agencies and gathers and maintains information on more than 400 million users of credit in the world. Headquartered in Atlanta, Georgia, Equifax is a global service provider with U.S. $ 1.5 billion in annual revenues and 7,000 employees report the credit Cincinnati in 14 countries +. The report the credit Cincinnati company grew quickly and in 1920 with offices in the United States and Canada. In 1960, the retail credit business has been one of the credit bureaus most important of the nation, keeping records of millions report the credit Cincinnati of Americans and Canadians. Extensive Retail Properties Company credit information, and is willing to sell to anyone, attracted criticism of the company in 1960 and 1970. virtually all phases of the life of a person, his marital problems, jobs, school history, childhood, sex life and political activities. "The company also claimed to reward their employees for collecting negative information on consumers.
[1] Therefore, when the company moved to computerize its records, leading to greater availability of personal information held by the U.S. see your credit report This led to the enactment of the Fair Credit Reporting in the same year that gave consumers the information stored on the rights on them in corporate databases. It is alleged that the hearings have led to report the credit Cincinnati the company credit card retail to change its name to Equifax in 1975 to improve report the credit Cincinnati its image. [1] The company then expanded into the commercial credit reports on companies in the United States, Canada and the UK, where he entered the competition with companies such as Dun & Bradstreet and Experian. The company also had a division of marketing information specialist in the field of credit insurance, report the credit Cincinnati but not spun this service, including loss of subscription bag full (index) and database ChoicePoint in 1997. free credit report from all three agencies The company that once report the credit Cincinnati offered digital certification services, which sold for GeoTrust in September 2001. In the same year, Equifax spin-off its payment services division, forming the Certegy listed company and subsequently acquired Fidelity National Information Services in 2006. Certegy has indeed become a subsidiary of report the credit Cincinnati Fidelity National Financial, following the merger, reverse acquisition (see Certegy and Fidelity National Information Services for report the credit Cincinnati more information). The company was fined by the Federal Trade Commission on two occasions for violating the Fair Credit Reporting.
In 2000, Experian Equifax and Trans Union were fined U.S. $ 2.5 million and the time to block phone calls from consumers trying to get information about your credit. In report the credit Cincinnati 2003, the FTC took Equifax to court for the same reason, and established his claim to the company fined $ 250 000. [2] [3] For most of its existence, Equifax has worked primarily in business to business sector, sale of credit reports and analysis on companies in a wide range of industries. free credit report government website [Citation needed] commercial customers include report the credit Cincinnati retailers, insurance companies, health providers, servicespublic, report the credit Cincinnati government agencies and banks and other financial institutions. Equifax sells businesses credit reports, analysis, donnéesdémographique, and software. Credit reports provide detailed information on personal credit and payment history of individuals, indicating how they have fulfilled their financial obligations such as paying report the credit Cincinnati bills or to repay a loan.
